Niyo Global International Travel Card with Zero Forex Markup
No annual charge. Issuance fee of ₹199 + GST (refunded on first load of ₹1,000 or more) No annual charge. International ATM withdrawal charges. ₹300 + GST and 0% interest. ₹110+18% * (₹ + GST from November 4th) ₹300 + GST. Zero balance account. No charges for not maintaining any balance in the account.